Monica Cervantes

Monica helps successful individuals and families make thoughtful financial decisions that align their wealth with their goals, values, and long-term vision. With more than a decade of experience, she combines technical expertise with behavioral finance principles to help clients navigate complex financial matters with confidence and clarity.

With a background in public accounting and a Masters in Accounting from the University of the Incarnate Word, Monica brings a tax-aware perspective to comprehensive wealth management and financial planning.

Monica works with clients seeking sophisticated financial guidance across retirement planning, tax-efficient wealth strategies, estate planning considerations, and long-term wealth preservation. She has extensive experience working with high-net-worth individuals and families navigating significant life transitions, complex financial situations, and the opportunities and responsibilities that come with wealth.

She believes that successful financial planning is about more than numbers. By incorporating behavioral finance principles into her process, Monica helps clients understand how emotions, habits, and decision-making patterns can influence financial outcomes, empowering them to make intentional choices and remain focused on their long-term objectives.

As a Certified Divorce Financial Analyst® (CDFA®), Monica has specialized experience helping individuals navigate the financial complexities of divorce and make informed decisions during periods of significant change.

Outside of work, Monica enjoys golfing, traveling, attending Broadway shows at the Majestic Theatre, and spending time with her husband, Justin, and their Great Pyrenees, Loki.

Professional & Community Leadership

• Marketing Director, Financial Planning Association of San Antonio & South Texas

• Board Member, Guardian House

• Member, University of the Incarnate Word H-E-B School of Business Dean’s Advisory Council