Does Your Financial Plan Reflect Your Faith?

Most people build financial plans for retirement, college, and giving, but often don’t stop to think how those plans reflect their beliefs. At PAX Financial Group, starting with the financial planning process based on your values is important.  After all, your faith shapes how you view money, use it, and give it away.

For many Christians, working with a financial advisor can feel purely transactional. While advisors typically discuss retirement accounts, tax strategies, and investment returns, they rarely go deeper to ask important questions like:

• What does generosity mean to you? 
• How does your faith shape your decisions about wealth? 
• Are your investments aligned with your values?

The good news is that Christian financial advisors in San Antonio can help you address these critical questions and build a financial plan that reflects your faith. According to the 2025 Report on the Christian Financial Industry, Christian church members hold nearly $22.4 trillion in public market investments, accounting for almost half of all stock, bond, and mutual fund assets in the U.S. Yet for decades, Christian investors’ unique needs and convictions have gone unrecognized in mainstream financial advice.

That is beginning to change.

You Deserve a Financial Advisor Who Understands You and Your Values

You shouldn’t ignore your faith when you work with a CFP ® in San Antonio.  It should shape your values, priorities, hopes for your family, and approach to giving. It should influence how you define success, make decisions, and view ownership and stewardship.

So why settle for financial advice that ignores your spiritual foundation?

More and more Christian investors are seeking financial planning professionals in San Antonio who share their values and can help them steward their wealth with purpose.

The following statistics reflect that faith matters when it comes to investing:

• 88% of Christians with $100,000 or more are interested in values-aligned investments
• 62% would consider switching advisors to gain access to those options
• 50% of high-net-worth, religiously affiliated investors say it is very important that their advisor shares their beliefs

Listen to our popular podcast on “Beyond the Numbers: The True Value of a Financial Advisor.”

What Is Faith-Aligned Financial Advice?

Wouldn’t you rather partner with a faith-based advisor who wants to understand your purpose and values rather than just discuss your portfolio’s returns? 

Faith-aligned financial advice isn’t about promoting one idea or viewpoint. It’s about working with a San Antonio financial planning professional who respects your worldview, listens to what matters most, and helps you apply biblical wisdom to everyday financial decisions.

This can include:

• Building a retirement plan that reflects your values and legacy goals
• Supporting charitable causes close to your heart through planned giving strategies
• Creating an investment portfolio that avoids industries you do not support and promotes causes you believe in
• Managing debt and spending in a way that aligns with biblical stewardship
• Planning for your children and grandchildren with an eternal perspective

A discovery meeting with an advisor shouldn’t feel like a sales pitch. It should be a conversation.  Watch our video to learn more. 

What Is a Certified Kingdom Advisor?

One of the easiest ways to find a Christian financial planner who integrates value-aligned strategies into a wealth management plan is to look for the Certified Kingdom Advisor (CKA®) designation. A CKA® should be committed to walking with you in faith and finance. 

This certification, offered by the nonprofit Kingdom Advisors, is awarded to financial professionals who have:

• Completed more than 60 hours of biblical financial training
• Passed a comprehensive exam and ethics review
• Made a public commitment to integrity, transparency, and faith-based principles
• Maintained a high standing with financial governance boards like FINRA or the SEC
• Pursued ongoing education in areas like generosity, stewardship, and legacy planning

What Sets Faith-Aligned Financial Advisors in San Antonio Apart?

Here are four key differences you should be aware of when working with a Christian financial advisor:

1. You’re not just a balance sheet or a risk score. Your financial advisor should ask questions connecting your financial planning process with your purpose, family, and faith.
2. Faith-based financial planners should assist you in aligning your financial decisions with your values so you feel confident that your plan reflects your convictions rather than just reacting to market changes.
3. When you and your advisor share the same spiritual language, a deeper bond grows, and your advisor can become a trusted guide.
4. From donor-advised funds to everyday giving strategies, faith-aligned advisors can help you live generously and make a meaningful impact on others.

Christian Financial Advisors: A Growing Community, Ready to Serve You

You’re not alone if you want a financial plan to reflect your faith. In the past year, more than 60,000 people searched for a faith-based advisor through the Kingdom Advisors network, and that number continues to grow. 

Christian universities are training financial professionals in biblical principles, and communities of faith are sharing best practices. A new generation of financial advisors is stepping up with a desire to honor God through their work.

You’re not asking for too much. You’re asking for the right thing.

How to Take the First Step Toward Creating a Faith-Based Financial Plan

If your current financial plan does not reflect your values, or if you have never had an advisor who asked what stewardship means, it may be time for a change.

Here are three simple ways to begin:

1. Find a San Antonio Certified Kingdom Advisor
   Visit the Kingdom Advisors website to find a CKA ® near you. Each advisor has been trained and vetted for both competence and character.
2. Ask Better Questions
   When you meet with a San Antonio financial advisor, don’t just ask about returns. Ask how they incorporate biblical principles into their advice. Ask how they will help you live out your faith through financial decisions.
3. Pray for Discernment
   Financial decisions are spiritual decisions. Ask God to guide your steps, open the right doors, and provide the right partner to walk with you.

Why Consider PAX Financial Group for Faith-Based Financial Planning?

At PAX Financial Group, faith and finance go hand in hand. Our team of San Antonio financial planners, CFP ® and CKA ® professionals, takes the time to understand your convictions and tailor every strategy to reflect your faith. 

Whether you’re building a retirement plan, investing for growth, or creating a legacy of generosity, we’ll help you find confidence that your money choices align with what matters most to you.

Let’s start the conversation if you’re ready to build a faith-based financial plan that honors your beliefs and supports your future. PAX Financial Group is here to serve you with integrity, wisdom, and a heart for what you value most.  Connect with us today.

PAX Financial Group, LLC (“PAX”) is an SEC registered investment adviser. Registration with the SEC does not imply a certain level of skill or expertise. For information on PAX please go to https://adviserinfo.sec.gov/firm/summary/284164 and review our disclosure documents (Client Relationship Summary and ADV Part 2A). 

This material is provided by PAX Financial Group, LLC. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. The information herein has been derived from sources believed to be accurate. Please note: Biblically Responsible Investing (“BRI”) involves, among other things, screening for companies that fit within the goal of investing in companies aligned with biblical values. Such screens may serve to reduce the pool of high performing companies considered for investment. Investing involves risk. BRI investing does not guarantee a favorable investment outcome. PAX Financial Group has conducted due diligence for their Biblically Responsible Investing (BRI) process and proudly serves as each client’s advocate using fully vetted third-party specialists for the administration of BRI methodology. Past performance is no guarantee of future results. Investments will fluctuate and when redeemed may be worth more or less than when originally invested. This information should not be construed as investment, tax, or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product and should not be relied upon as such.