Proverbs 3:9 – “Honor the Lord with your wealth, with the first fruits of all your crops.”
This important Bible verse encourages us to dedicate our finances to God and use them to further His purposes.
Given our changing world today, it’s quite possible that you may want your investments to reflect your deepest values regarding how your wealth is managed. As a person of faith, that often means integrating your spiritual principles into financial decisions.
Biblically Responsible Investing (BRI) is one approach that can allow you to align your portfolio with your beliefs, creating a sense of financial and spiritually fulfilling stewardship.
As a San Antonio financial advisor firm specializing in faith-based investment strategies, we often guide clients who want their money to support their faith and values.
In today’s blog, we’ll explore what it means to invest with purpose and how Biblical principles can guide your financial journey.
What is Biblically Responsible Investing (BRI)?
Luke [16:10] – “Whoever can be trusted with very little can also be trusted with much.”
This passage emphasizes the importance of managing all resources wisely, regardless of their amount. As your wealth grows, so does the responsibility of managing it in a way that honors God.
Biblically Responsible Investing involves screening companies and investments to ensure they align with Biblical values. BRI typically tries to mitigate investments in companies that are not considered in alignment with BRI.
Instead, it focuses on investments in companies that contribute positively to society.
A core principle of BRI comes from 1 Corinthians [10:31], which says, “So whether you eat or drink or whatever you do, do it all for the glory of God.”
BRI allows Christians to apply this mindset to their financial lives, ensuring their money supports companies and causes that align with their values.
Biblical Foundations for Financial Stewardship
Matthew [6:21] – “For where your treasure is, there your heart will be also.”
This important verse reminds us that our investments should reflect what we value most.
Biblical stewardship is about viewing wealth as a tool for good, a means of serving others, and an opportunity to honor God.
Listen to our popular podcast: “Purposeful Planning -Using Reflection to Shape Your Future.”
Here’s why many Christians are turning to BRI:
- By investing in businesses that prioritize fair practices, environmental care, and social responsibility, you can feel confident that your wealth reflects your beliefs.
- Knowing your money is aligned with your faith brings a sense of purpose to wealth management. You’re growing your financial resources and contributing to a world that aligns with your values.
- Biblically Responsible Investing looks beyond profit and considers the broader impact of investment choices. By investing in companies that prioritize ethical practices, you’re using your wealth to foster positive change, creating an impact beyond financial gains.
How to Integrate Faith Into Your Investment Decisions and Understanding Associated BRI Management Fees
Colossians [3:23] – “Whatever you do, work at it with all your heart, as working for the Lord, not for human masters.”
This scripture encourages excellence and intentionality in all endeavors, including investment decisions.
If you’re interested in pursuing Biblically Responsible Investing, there are practical steps to help you get started. San Antonio financial advisors, like PAX Financial, can help weigh these options to find the most suitable and cost-effective strategy for your goals.
- Work with a Faith-Aligned Financial Advisor: A knowledgeable San Antonio financial advisor, especially one familiar with Biblically Responsible Investing, can help you navigate the complexities of aligning your portfolio with your values. They can provide investment options that reflect Biblical principles and offer guidance on creating a faith-based financial plan.
- Use Faith-Based Screening Tools: Many BRI funds and screening tools allow you to filter out companies that conflict with Biblical values. These tools screen for companies involved in activities like abortion, alcohol production, gambling, or any practices viewed as incompatible with Christian beliefs.
- Like other specialized funds, BRI funds sometimes come with higher expense ratios. Evaluating the costs associated with BRI compared to traditional investments is essential. However, for many investors, the potential higher cost is worth it to support businesses that align with their values.
- For example, say you have $500,000 in assets; a 1% annual fee on a Biblically Responsible mutual fund would cost you $5,000 annually.
- Alternatively, some BRI ETFs may have lower fees, which appeal to those looking to keep costs down while still investing in a values-driven way.
Why Choose PAX Financial Group for Faith-Based Stewardship?
When it comes to managing your finances in a way that aligns with your values, finding the right partner matters. At PAX Financial Group, we believe that your financial goals should go beyond simply accumulating wealth—they should reflect your priorities, principles, and purpose.
Our approach to faith-based stewardship combines experienced financial planning with a deep understanding of investing with intention. Whether you’re looking to support causes close to your heart, ensure your investments align with your beliefs, or build a legacy that reflects your values, we work with you to craft a plan tailored to your unique goals.
Our commitment to helping clients balance financial growth with meaningful impact sets PAX apart. Our advisors take the time to listen and understand your priorities, offering guidance that empowers you to make decisions rooted in both faith and financial wisdom.
If you’re ready to explore how your resources can make a difference in your life and the lives of others, let PAX Financial Group help you put your values into action. Reach out today to start a conversation about purposeful investing and faith-based stewardship.
Together, we can create a plan that serves your financial goals.
